Personal finance, finally human

Your buddy
for everyday money.

Buddy B watches the numbers so you don't have to. Calm dashboards, honest forecasts, and an assistant that explains what's actually happening with your money — in language that doesn't make you feel small.

No card required
Free forever tier
Setup time
~4 min
Read-only bank access
LGPD-grade
This month R$ 4,820.30
Goal · Tokyo 68% reached
Buddy B says All on track
buddyB Dashboard
Available balance R$ 18,420.50 + R$ 1,240.00 this month
Revenue
R$ 9.2k
Spend
R$ 4.4k
Personal finance, finally human

Money should feel
like a friend.

A calm dashboard. Honest forecasts. An assistant that talks like a person. Buddy B is the financial app that gives you back the headspace you didn't know you were spending.

Built for Freelancers & founders
Currencies BRL · EUR · USD
Privacy Read-only access
Pricing Free forever.
Wallet · NubankR$ 12,402.10
Goal · Tokyo68%
May cashflow+ R$ 1,820
April cashflow− R$ 412
Buddy B saysOn track
EUR wallet€ 2,140.00
Personal finance, finally human

Your money,
in motion.

Every account, every goal, every currency — flowing through one calm view. Buddy B watches the numbers so you can stop refreshing five apps before lunch.

Built on the rails you already trust
Section 01 · Features

Everything you'd expect from a finance app, nothing you'd dread.

Four pillars. One calm experience. Each does its job quietly so you can stop thinking about the spreadsheets you keep meaning to fix.

Wallets that match real life.

Connected accounts, cash envelopes, side-hustle income, the euro account you opened in Lisbon. All in one place, with auto-categorization that learns the way you actually spend.

Explore wallets →

Goals that don't shame you.

Set the target, pick a pace, let Buddy B do the math. Milestones at 25 / 50 / 75% so progress feels real — not a guilt-inducing red bar at the end of the month.

Explore goals →

Cash flow across the year.

Closed months. The current one. Forecasts for what's coming. A deficit month gets a quiet flag and a Buddy B note, not a crisis banner.

Explore cash flow →

AI buddy, plain-spoken.

Ask in natural language. Get answers grounded in your actual transactions — never invented, never alarmist. Proactive nudges only when something's worth knowing.

Meet the AI →
Section 02 · Signature

See the whole year, not just today.

Cash flow as a horizontal story. Closed months on the left, today in the middle, forecast on the right. One bad month doesn't tank the picture — it just gets a note.

January 2026 Closed
RevenueR$ 8,420
ExpenseR$ 6,210
Net+ R$ 2,210
February 2026 Closed
RevenueR$ 9,120
ExpenseR$ 7,840
Net+ R$ 1,280
March 2026 Deficit
RevenueR$ 5,420
ExpenseR$ 6,830
Net− R$ 1,410
B
A slower month — Carnaval expenses plus your tax payment. April is forecast to recover.
April 2026 This month
RevenueR$ 9,240
ExpenseR$ 4,410
Net+ R$ 4,830
Through day 22 73%
May 2026 Forecast
Revenue~ R$ 8,800
Expense~ R$ 5,200
Net~ + R$ 3,600
Open the full cash flow view →
Section 03 · AI Buddy

An assistant that actually reads your statements.

Ask in plain English. Buddy B answers from your real data — never invented, never sales-pitched, never alarmist. The numbers come with their sources, so you can trust the answer.

  • Smart insights. Spotting the duplicate streaming charge before you do.
  • Natural language queries. "How much did I spend on coffee in March?" gets you the answer, not a chart to interpret.
  • Proactive nudges. Once a week, at most. Only when there's something worth saying.
Today · 09:12
How much did I actually spend on iFood last month?
R$ 482.30 across 14 orders. That's down R$ 110 from February — the new lunch routine is working. Want me to set a soft cap for May?
Yeah, R$ 400.
Section 04 · Privacy

Your numbers, only when you want them.

One tap to hide every balance on screen — at the café, in a meeting, on a video call. Nothing leaves your device. Nothing gets shared. Click the eye to try it.

Overview · last 30 days
Available balance R$ 18,420.50
This month's spend R$ 4,412.80
Goal · Tokyo trip R$ 6,800 / R$ 10,000
Section 05 · Security

Bank-grade security, in human language.

The boring details, because they matter.

256-bit encryption

Your data is encrypted at rest with AES-256 and in transit with TLS 1.3. We never store plaintext credentials. Even we can't see them.

LGPD-compliant by design

Brazilian privacy law, baked in. Export your data any time. Delete it any time. We don't sell it, ever — not even anonymized.

Read-only bank access

Open Finance keeps Buddy B in observer mode. We can read balances and transactions. We can't move a centavo. Revoke any time, from your bank.

Section 06 · Voices

From people who quit the spreadsheet.

Early-access users in São Paulo, Lisbon, and the messy spaces in between.

The cash-flow rail finally made me understand what 'a bad month' actually means. It's just a month. Not a crisis.

MS
Marina S. Freelance designer · São Paulo

I asked Buddy B what I spend on coffee. It told me. With sources. No charts to squint at. I closed three other apps that week.

RC
Rafael C. Product lead · Lisbon

Two currencies, three accounts, one freelance invoice cycle. Buddy B categorized 90% of it on the first day. I categorized the rest in a coffee.

AT
Ana T. Founder · Belo Horizonte
Section 07 · Pricing

Simple plans. Honest pricing.

The free tier covers most people. The paid tiers exist because some people want more wallets, more AI credits, and a humble little crown next to their name.

Free
R$ 0/ forever

To start exploring. No card, no limits on transactions.

  • Full dashboard
  • Unlimited transactions
  • Up to 8 budgets
  • Up to 2 goals
  • Up to 5 wallets
Start free
Starter
R$ 119.99/ year

No registration limits. One yearly payment, cancel anytime.

  • Everything in Free
  • No limits on budgets, goals, wallets
  • AI categorization (background)
  • Priority support
  • Multi-currency
Get Starter
Standard
R$ 49.99/ month

Ideal for beginners. Monthly billing, cancel anytime.

  • Credit cards
  • Loans
  • Bank connection (Open Finance)
  • Investments
  • AI assistant
Get Standard
Compare all plans →
Section 08 · FAQ

The boring good questions.

Yes. Buddy B uses Open Finance (in Brazil) and Belvo for read-only access. We can see balances and transactions; we cannot move money. You revoke access from your bank's app any time.
One credit = one question to Buddy B. Most questions cost a single credit. Heavier ones (multi-month analyses, exports) might cost three. The free tier gives you 20 a month; Plus gives you 200; Pro is unlimited.
Anytime, as CSV or JSON. We hold your data because you asked us to. You can take it back, or delete it permanently, with one button.
No. Not anonymized, not aggregated, not for advertising. Our business is subscriptions, full stop.
Now. Buddy B is live — sign up for a free account or sign in if you already have one. Most setups take under five minutes.
Section 09 · Get the app

Buddy B in your pocket. Soon.

The iPhone and Android apps are in the final stretch. Drop your email and we'll ping you the day they're live on the stores — no marketing, just the launch note.

One email, the day it launches · No marketing pings
Start in under five minutes

Your money. Less drama.

Create a free account on the web and you're in. No card, no credit check, no waiting list.

Sign up →
One note a month · Unsubscribe in one click · No marketing pings